---
title: "The average mortgage loan in September was 4.77 million rubles, up 10.7% from August. — MarketOverview — DecisionGateway"
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statement

# **The average mortgage loan in September was 4.77 million rubles, up 10.7% from August.**

A statement by [**MarketOverview**](https://dgw.tmarket.io/actors/01a1cbda-3003-7ace-b995-7ed81761f29f). Statements are as reported by the cited publishers — not verified by DecisionGateway.

> *средний ипотечный кредит в сентябре составил 4,77 млн руб. +10,7% к августу*

MarketOverviewPublished 2026-11-06 [ Read source](https://t.me/MarketOverview/19576)

[**MarketOverview dossier **](https://dgw.tmarket.io/actors/01a1cbda-3003-7ace-b995-7ed81761f29f)

## **Discussion**

## **Related claims**

[**Mortgage credit had its largest monthly expansion in a year in October, with the balance growing 3.3% in real terms to 9.6 trillion pesos.**axtronok · statement](https://dgw.tmarket.io/claims/01a1cde9-d9ba-7e50-b0a1-44f7ea8af979) [**Market mortgage remained at decent levels of about ₽190 billion per month, gradually narrowing the gap between the secondary and primary markets, though drivers here are expectations of a rate cut, elevated inflation and relatively low prices (relative to the primary market).**truecon · statement](https://dgw.tmarket.io/claims/01a1d10e-5469-7376-98c7-92d3911668f8) [**Mortgage issuance fell sharply to ₽308.8 billion (-49.2% m/m and -36.2% y/y); there was a strong surge before the tightening of subsidized mortgage terms, but in October everything went dark.**truecon · statement](https://dgw.tmarket.io/claims/01a1d10e-541e-7d3b-ae21-98efdb7b8ae5) [**The Bank of Russia kept the MPL values for Q1 2027 on mortgage loans for the purchase of under-construction and ready housing in apartment buildings unchanged; macroprudential add-ons were not revised.**Банк России · statement](https://dgw.tmarket.io/claims/01a1d810-d40e-7f5a-b487-727a6eb03289) [**The mortgage rate is 8%, the maximum loan amount is 8 million rubles, the down payment must be at least 20% of the contract price, and the state will subsidize the rate for up to 15 years from the date of the loan agreement.**minfin · statement](https://dgw.tmarket.io/claims/01a1ce90-e2ef-7353-a902-824050b55717) [**Mortgage credit posted a 23.7% real year-on-year advance.**axtronok · statement](https://dgw.tmarket.io/claims/01a1cde9-d9d0-793a-87c9-1bf159faab88)

## **More claims by MarketOverview**

[**It is not yet clear how the attempt to gather retail USDT, currently dispersed across thousands of wallets, at the addresses of several depositories that will become trackable within a few days will end, and much will depend on the position of the USDT issuer.**prediction](https://dgw.tmarket.io/claims/01a1c5de-8933-785d-a0a3-4a2b284f4553) [**This is the first spot exchange instrument pegged to the dollar in two and a half years, more precisely characterized as an obligation to Tether.**statement](https://dgw.tmarket.io/claims/01a1c5de-892c-7b81-888d-e96e59619025) [**The dollar is likely returning to the Moscow Exchange, since the exchange is launching USDT with TOD, TOM settlements and swaps through NCC clearing, repeating the architecture of the old spot (pre-SDN) currency market.**prediction](https://dgw.tmarket.io/claims/01a1c5de-891d-7765-be77-082b5a89b676) [**Professional market participants (for example, SberCIB) had doubts about including USDT due to the possibility of freezing, but the Bank of Russia nevertheless included it in the list.**statement](https://dgw.tmarket.io/claims/01a1c5de-8915-7672-8f9a-b1f8b4b49eee) [**Instruction 7441-У was signed on 11 September, registered by the Ministry of Justice on 30 October, takes effect on 17 November and sets the list of cryptocurrencies for non-qualified investors: Bitcoin, Ethereum Ether and USD Tether.**statement](https://dgw.tmarket.io/claims/01a1c5de-88fe-7455-9d08-be95699a476c)

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```

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