---
title: "The alternative of locking 20,000 XPL for 12 months remains unchanged, which at the current rate is… — bankandfintech — DecisionGateway"
description: "statement by bankandfintech, recorded 2026-11-09 — verbatim quote and source citation."
canonical_url: "https://dgw.tmarket.io/claims/01a1c78d-8a52-7c63-a658-fa7d7b076ab0"
meta:
  "og:description": "statement by bankandfintech, recorded 2026-11-09 — verbatim quote and source citation."
  "og:image": "https://dgw.tmarket.io/og.jpg"
  "og:image:alt": "White network of connected nodes crossed by a timeline on black"
  "og:image:height": "1024"
  "og:image:width": "1024"
  "og:title": "The alternative of locking 20,000 XPL for 12 months remains unchanged, which at the current rate is… — bankandfintech — DecisionGateway"
  "twitter:image": "https://dgw.tmarket.io/og.jpg"
---

> Index of every page on this site: [llms.txt](https://dgw.tmarket.io/llms.txt)

statementSaid on 2026-11-09

# **The alternative of locking 20,000 XPL for 12 months remains unchanged, which at the current rate is approximately $1,050.**

A statement by [**bankandfintech**](https://dgw.tmarket.io/actors/01a1cbda-30e7-7a53-9a6e-9c2546ddaab5), said on 2026-11-09. Statements are as reported by the cited publishers — not verified by DecisionGateway.

> *Но альтернатива в виде лока 20 000 XPL на 12 месяцев остается прежней, что по данному курсу приблизительно $1 050*

bankandfintechPublished 2026-11-09 [ Read source](https://t.me/bankandfintech/1003)

[**bankandfintech dossier **](https://dgw.tmarket.io/actors/01a1cbda-30e7-7a53-9a6e-9c2546ddaab5)

## **Discussion**

## **Related claims**

[**The limit has not changed and is 300 thousand rubles per year through one broker.**MarketOverview · statement](https://dgw.tmarket.io/claims/01a1b69a-320d-709e-bd4f-c329d16d9735) [**After the current period ends, Premium will cost $600 per year instead of the previous $199 for Core.**bankandfintech · statement](https://dgw.tmarket.io/claims/01a1c78d-8a44-7559-aff7-58338baa9b68) [**The current threshold is 12 MWP — 1,020,000 tenge ($2,247).**ekoasia · statement](https://dgw.tmarket.io/claims/01a1bd2d-6c2e-7cdb-83fd-27d25ce55214) [**Ставка 12% на 5-6 месяцев — было 11,5%.**поддержка · statement](https://dgw.tmarket.io/claims/01a1c075-3c91-78fa-adbb-806c69371849) [**XP forecasts stability of the basic rate until the end of 2027.**XP · prediction](https://dgw.tmarket.io/claims/01a1d1b1-00e7-7ea7-8e3f-a0c135e63a22) [**Premium offers 0% FX on the first $3000 of card spending per month.**bankandfintech · statement](https://dgw.tmarket.io/claims/01a1c78d-8a01-72bb-b7e5-e238a690c2f0)

## **More claims by bankandfintech**

[**Visa has completely stopped working and Mastercard is in its final days.**statement](https://dgw.tmarket.io/claims/01a1d5a9-18de-7a50-870f-36fd49aac85b) [**Brighty has a separate Swiss structure to which users who showed at least minimal activity were automatically transferred.**statement](https://dgw.tmarket.io/claims/01a1d5a9-18d2-7e11-94bd-c7eba6452659) [**Brighty has focused on restoring business infrastructure and this work is essentially complete.**statement](https://dgw.tmarket.io/claims/01a1d5a9-18c7-7603-b4e9-1f0411d9b399) [**Users can withdraw euros and crypto at any time.**statement](https://dgw.tmarket.io/claims/01a1d5a9-18bb-737d-aa1f-b5d2a3a4e849) [**Brighty has not yet become fully operational.**statement](https://dgw.tmarket.io/claims/01a1d5a9-18ad-7346-bb33-dbc48337434b)

[All claims by bankandfintech](https://dgw.tmarket.io/claims?claimant_id=01a1cbda-30e7-7a53-9a6e-9c2546ddaab5)

[All claims](https://dgw.tmarket.io/claims)

```json
{"@context":"https://schema.org","@graph":[{"@id":"https://dgw.tmarket.io/#website","@type":"WebSite","description":"Decisions, events and falsifiable forecasts from 4,000+ Telegram channels — every claim cited. Read free.","name":"DecisionGateway","url":"https://dgw.tmarket.io/","publisher":{"@id":"https://dgw.tmarket.io/#identity"}},{"@id":"https://dgw.tmarket.io/claims/01a1c78d-8a52-7c63-a658-fa7d7b076ab0#webpage","@type":"WebPage","description":"statement by bankandfintech, recorded 2026-11-09 — verbatim quote and source citation.","name":"The alternative of locking 20,000 XPL for 12 months remains unchanged, which at the current rate is… — bankandfintech — DecisionGateway","url":"https://dgw.tmarket.io/claims/01a1c78d-8a52-7c63-a658-fa7d7b076ab0","breadcrumb":{"@id":"https://dgw.tmarket.io/claims/01a1c78d-8a52-7c63-a658-fa7d7b076ab0#breadcrumb"},"isPartOf":{"@id":"https://dgw.tmarket.io/#website"},"potentialAction":[{"@type":"ReadAction","target":["https://dgw.tmarket.io/claims/01a1c78d-8a52-7c63-a658-fa7d7b076ab0"]}]},{"@id":"https://dgw.tmarket.io/#identity","@type":"Organization","name":"DecisionGateway","url":"https://dgw.tmarket.io"},{"@id":"https://dgw.tmarket.io/claims/01a1c78d-8a52-7c63-a658-fa7d7b076ab0#breadcrumb","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","name":"Home","item":"https://dgw.tmarket.io","position":1},{"@type":"ListItem","name":"Claims","item":"https://dgw.tmarket.io/claims","position":2},{"@type":"ListItem","name":"The alternative of locking 20,000 XPL for 12 months remains…","position":3}]},{"@id":"https://dgw.tmarket.io/claims/01a1c78d-8a52-7c63-a658-fa7d7b076ab0#/schema/quotation/1","@type":"Quotation","dateCreated":"2026-11-09","isBasedOn":"https://t.me/bankandfintech/1003","text":"Но альтернатива в виде лока 20 000 XPL на 12 месяцев остается прежней, что по данному курсу приблизительно $1 050","url":"/claims/01a1c78d-8a52-7c63-a658-fa7d7b076ab0","spokenByCharacter":{"@type":"Person","name":"bankandfintech","@id":"/actors/01a1cbda-30e7-7a53-9a6e-9c2546ddaab5"}}]}
```

## Sitemap

See the full [sitemap](https://dgw.tmarket.io/sitemap.md) for all pages.
