--- title: "The mortgage rate is 8%, the maximum loan amount is 8 million rubles, the down payment must be at… — minfin — DecisionGateway" description: "statement by minfin, recorded 2026-11-06 — verbatim quote and source citation." canonical_url: "https://dgw.tmarket.io/claims/01a1ce90-e2ef-7353-a902-824050b55717" meta: "og:description": "statement by minfin, recorded 2026-11-06 — verbatim quote and source citation." "og:image": "https://dgw.tmarket.io/og.jpg" "og:image:alt": "White network of connected nodes crossed by a timeline on black" "og:image:height": "1024" "og:image:width": "1024" "og:title": "The mortgage rate is 8%, the maximum loan amount is 8 million rubles, the down payment must be at… — minfin — DecisionGateway" "twitter:image": "https://dgw.tmarket.io/og.jpg" --- > Index of every page on this site: [llms.txt](https://dgw.tmarket.io/llms.txt) statementSaid on 2026-11-06 # **The mortgage rate is 8%, the maximum loan amount is 8 million rubles, the down payment must be at least 20% of the contract price, and the state will subsidize the rate for up to 15 years from the date of the loan agreement.** A statement by [**minfin**](https://dgw.tmarket.io/actors/01a1d549-ed25-7aa6-b9ef-d07d0b577b4b), said on 2026-11-06. Statements are as reported by the cited publishers — not verified by DecisionGateway. > *Ставка по ипотечному кредиту – 8%.* minfinPublished 2026-11-06 [ Read source](https://t.me/minfin/9454) [**minfin dossier **](https://dgw.tmarket.io/actors/01a1d549-ed25-7aa6-b9ef-d07d0b577b4b) ## **Related claims** [**Mortgage issuance fell sharply to ₽308.8 billion (-49.2% m/m and -36.2% y/y); there was a strong surge before the tightening of subsidized mortgage terms, but in October everything went dark.**truecon · statement](https://dgw.tmarket.io/claims/01a1d10e-541e-7d3b-ae21-98efdb7b8ae5) [**The average mortgage loan in September was 4.77 million rubles, up 10.7% from August.**MarketOverview · statement](https://dgw.tmarket.io/claims/01a1b6bd-2616-7417-a206-78ff23d89800) [**Льготная ипотека под 8% будет введена в Крыму и Севастополе.**ТАСС · statement](https://dgw.tmarket.io/claims/01a1ce9f-ced1-7f7f-b340-736d858279b9) [**In some regions the threshold is lower: in Moscow the standard maximum housing and utility payment is 10%, in Saint Petersburg 14%.**post author · statement](https://dgw.tmarket.io/claims/01a1d747-0855-7a5f-a80f-d1090ed8a070) [**The rate is 16% per annum on the minimum balance up to 5 million rubles for 2 months, up from 15%.**Банк ПСБ · statement](https://dgw.tmarket.io/claims/01a1c5cf-48a4-72ac-9a79-a558629b3405) [**The rate is 16% per annum on the minimum balance up to 5 million rubles for 2 months, up from 15%.**MarketOverview · statement](https://dgw.tmarket.io/claims/01a1b695-c0d4-7964-80fd-481bebe2ed3d) ## **More claims by minfin** [**The Long-Term Savings Program was launched in January 2024; about 15 million contracts totaling over 1.2 trillion rubles have already been opened under the PDS.**statement](https://dgw.tmarket.io/claims/01a1ce9f-6339-7615-b4ba-6b0ac598d280) [**Management of pension savings will remain under state control; for citizens with savings in the Social Fund of Russia, an authorized non-state pension fund with mandatory state participation is being formed, and VEB.RF will manage the pension savings.**commitment](https://dgw.tmarket.io/claims/01a1ce9f-62cb-7581-b3a6-050af575b2c6) [**Maternity capital funds previously directed to forming a funded pension will also be converted to the PDS, and citizens will be able during a transition period to return them to maternity capital and/or direct them to other purposes provided by law.**commitment](https://dgw.tmarket.io/claims/01a1ce9f-6296-7103-bddb-c5d640ac5eab) [**A guarantee of safety of personally contributed funds and accrued income will be provided within 2.8 million rubles; converted pension savings and co-financing funds will be guaranteed by the state in full, including investment income.**commitment](https://dgw.tmarket.io/claims/01a1ce9f-6238-75ad-9b07-e3276ad37497) [**When savings are transferred to the PDS, all rights and guarantees for citizens are preserved and additional opportunities are provided for managing accumulated funds and creating long-term savings.**statement](https://dgw.tmarket.io/claims/01a1ce9f-621a-7614-a288-894fece74377) [All claims by minfin](https://dgw.tmarket.io/claims?claimant_id=01a1d549-ed25-7aa6-b9ef-d07d0b577b4b) [All claims](https://dgw.tmarket.io/claims) ```json {"@context":"https://schema.org","@graph":[{"@id":"https://dgw.tmarket.io/#website","@type":"WebSite","description":"Decisions, events and falsifiable forecasts from 4,000+ Telegram channels — every claim cited. 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