--- title: "Since the start of 2023, banks have substantially increased the provision of targeted car loans for… — Банк России — DecisionGateway" description: "statement by Банк России, recorded recently — verbatim quote and source citation." canonical_url: "https://dgw.tmarket.io/claims/01a1d810-d3f1-7ff4-84ff-cc05cc530a4f" meta: "og:description": "statement by Банк России, recorded recently — verbatim quote and source citation." "og:image": "https://dgw.tmarket.io/og.jpg" "og:image:alt": "White network of connected nodes crossed by a timeline on black" "og:image:height": "1024" "og:image:width": "1024" "og:title": "Since the start of 2023, banks have substantially increased the provision of targeted car loans for… — Банк России — DecisionGateway" "twitter:image": "https://dgw.tmarket.io/og.jpg" --- > Index of every page on this site: [llms.txt](https://dgw.tmarket.io/llms.txt) statement # **Since the start of 2023, banks have substantially increased the provision of targeted car loans for terms over 7 years; the share of such loans in issuances rose from 8% in Q2 2022 to 26% in Q2 2026.** A statement by [**Банк России**](https://dgw.tmarket.io/actors/01a1b68c-7965-7e81-96a2-1d68caef7644). Statements are as reported by the cited publishers — not verified by DecisionGateway. > *С начала 2023 года банки существенно увеличили предоставление целевых автокредитов на срок свыше 7 лет.* https://www.cbr.ru/rss/RssPressPublished 2026-11-13 [ Read source](https://www.cbr.ru/rss/RssPress) [**Банк России dossier **](https://dgw.tmarket.io/actors/01a1b68c-7965-7e81-96a2-1d68caef7644) ## **Discussion** ## **Related claims** [**Аталған автокредиттерге жеңілдіктің қолданылу мерзімі 2027 жылғы 31 желтоқсанға дейін ұзартылды.**Ұлттық Банк · commitment](https://dgw.tmarket.io/claims/01a1d6d5-f7a0-7b62-bfba-21bff2f99615) [**The Bank of Russia set MPL for Q1 2027 on issuances of targeted car loans with a repayment term of more than 7 years and on issuances of unsecured consumer loans secured by motor vehicles with a repayment term of more than 5 years.**Банк России · commitment](https://dgw.tmarket.io/claims/01a1d810-d3eb-753f-8dce-616ff10b4c79) [**Жеңілдік бастапқы жарнасы көлік құнының кемінде 30%-ы болатын, кепілге қойылатын, қолданыста болғанына 3 жылдан аспаған автокөлікті сатып алуға берілетін кредиттерге қолданылады.**Ұлттық Банк · statement](https://dgw.tmarket.io/claims/01a1d6d5-f7d3-753c-abea-a42bf5843e84) [**Исключение действует для автокредитов на приобретение автомобиля возрастом до 3 лет при первоначальном взносе не менее 30% от его стоимости.**Нацбанка · statement](https://dgw.tmarket.io/claims/01a1d6d9-a2ed-7ff1-9b81-f6bca4bcadbe) [**Auto loans accelerated slightly — issuance of ₽190.7 billion (+6.4% m/m and -10.7% y/y); total issuance volumes remain at fairly high levels, and some acceleration before the increase in the recycling fee can most likely be seen, but overall, seasonally adjusted, everything has been flat here over the last 3 quarters.**truecon · statement](https://dgw.tmarket.io/claims/01a1d10e-54f9-7be5-b7ea-17b4bf9c87f2) [**Для указанных автокредитов сроки действия исключений продлены до 31 декабря 2027 года.**Нацбанка · commitment](https://dgw.tmarket.io/claims/01a1d6d9-a316-7ab8-920f-e98fb6f49801) ## **More claims by Банк России** [**The Bank of Russia did not revise the value of the national countercyclical buffer in effect since 01.07.2025 (0.5 p.p. to banks' capital adequacy ratios).**statement](https://dgw.tmarket.io/claims/01a1d810-d41f-7896-862b-49ccc9ef17dc) [**The Bank of Russia may continue raising the add-on in the future if banks' risks on claims to large companies with elevated debt burden grow.**prediction](https://dgw.tmarket.io/claims/01a1d810-d418-7de6-b349-7d85181964fd) [**The Bank of Russia kept the MPL values for Q1 2027 on mortgage loans for the purchase of under-construction and ready housing in apartment buildings unchanged; macroprudential add-ons were not revised.**statement](https://dgw.tmarket.io/claims/01a1d810-d40e-7f5a-b487-727a6eb03289) [**An increase in the loan term is associated with growing credit risks: the probability of a change in the borrower's financial position during the loan term rises, and over time the liquidity and value of the collateral may decline.**statement](https://dgw.tmarket.io/claims/01a1d810-d408-7972-a7cb-f77fd6f561c6) [**A nominal increase in the loan term allows banks to artificially reduce the size of the loan payment and understate the borrower's debt burden indicator (DBI), which creates conditions for circumventing the established restrictions on lending to borrowers with elevated debt burden.**allegation](https://dgw.tmarket.io/claims/01a1d810-d3fe-7482-b416-f3c788a0be19) [All claims by Банк России](https://dgw.tmarket.io/claims?claimant_id=01a1b68c-7965-7e81-96a2-1d68caef7644) [All claims](https://dgw.tmarket.io/claims) ```json {"@context":"https://schema.org","@graph":[{"@id":"https://dgw.tmarket.io/#website","@type":"WebSite","description":"Decisions, events and falsifiable forecasts from 4,000+ Telegram channels — every claim cited. 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