statement
If documents are absent, incomplete or doubtful, or the amount is split, the bank is advised to consider refusing the operation under 115-ФЗ, filing a suspicious operation report and raising the client's risk level.
A statement by ЦБ. Statements are as reported by the cited publishers — not verified by DecisionGateway.
Нет документов, они неполные или вызывают сомнения, сумму дробят - банку советуют рассмотреть отказ в операции по 115-ФЗ, сообщение о подозрительной операции и повышение клиенту уровня риска.
Related claims
A request can be skipped if the bank already has documents for a comparable amount and volumes have not sharply increased.ЦБ · statementIf the amount is from 5 million rubles at once or per calendar month, including ATM deposits, the bank must establish the source of the money and obtain supporting documents before the operation.ЦБ · statementFailure to provide such confirmation may result in refusal to grant the payments or suspension of their provision.post author · predictionThe Bank of Russia issued a recommendation (5-МР) on verifying the origin of cash for four types of cash operations in rubles, and the same applies to analogous operations with cash foreign currency.ЦБ · statementBypassing sanctions regimes threatens banks with substantial risks.Банк Израиля · statementThe bank does not name the reason; branches cite a 'commercial decision' and 'risk policy'.ohmyswiftblog · statement
More claims by ЦБ
The Central Bank considers the growth of the share of non-cash payments its achievement: it increases the transparency of the financial system, reduces the costs of issuing and collecting cash and takes money out of the shadow sector of the economy.statementA request can be skipped if the bank already has documents for a comparable amount and volumes have not sharply increased.statementAccording to the Bank of Russia, the recommendation affects a "narrow segment of clients".statementThe new recommendation no longer has the foreign-transfer condition, and currency exchange and bullion have been added.statementIn the May version (1-МР), the same 5 million over 30 days was a reason to look closer only if cash made up at least 70% of account inflows and at least 70% of that left via transfers abroad within about 10 days; the bank reviewed this after the fact.statement
All claims by ЦБ