prediction
The Bank of Russia may continue raising the add-on in the future if banks' risks on claims to large companies with elevated debt burden grow.
A prediction by Банк России. Statements are as reported by the cited publishers — not verified by DecisionGateway.
В будущем Банк России может продолжить повышение надбавки, если риски банков по требованиям к таким компаниям будут нарастать.
Discussion
Related claims
The Bank of Russia did not revise the value of the national countercyclical buffer in effect since 01.07.2025 (0.5 p.p. to banks' capital adequacy ratios).Банк России · statementRussian banks propose postponing by a year the introduction of a progressive scale of taxation on Russians' deposits.Российские банки предлагают · statementGiven the budget advances at the start of the year, there is every chance of fitting into the Bank of Russia's forecast, though closer to its upper bound of 11-12% for December.truecon · predictionThe Bank of Russia raised its forecast for the average key rate in 2027 to 12.5–13.5% from 10.5–12.5% previously.ЕАБР · statementThere is a risk of a debt "snowball" in which new borrowing is increasingly needed to cover the cost of previous debt.post author · predictionThe Bank of Russia kept the MPL values for Q1 2027 on mortgage loans for the purchase of under-construction and ready housing in apartment buildings unchanged; macroprudential add-ons were not revised.Банк России · statement
More claims by Банк России
The Bank of Russia did not revise the value of the national countercyclical buffer in effect since 01.07.2025 (0.5 p.p. to banks' capital adequacy ratios).statementThe Bank of Russia kept the MPL values for Q1 2027 on mortgage loans for the purchase of under-construction and ready housing in apartment buildings unchanged; macroprudential add-ons were not revised.statementAn increase in the loan term is associated with growing credit risks: the probability of a change in the borrower's financial position during the loan term rises, and over time the liquidity and value of the collateral may decline.statementA nominal increase in the loan term allows banks to artificially reduce the size of the loan payment and understate the borrower's debt burden indicator (DBI), which creates conditions for circumventing the established restrictions on lending to borrowers with elevated debt burden.allegationSince the start of 2023, banks have substantially increased the provision of targeted car loans for terms over 7 years; the share of such loans in issuances rose from 8% in Q2 2022 to 26% in Q2 2026.statement
All claims by Банк России