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statementOn the reporting date, the main liquidity ratios were formed above the established minimum requirements.centralbankuzbekistanstatementThe growth in the volume of highly liquid assets and their share in total assets, as well as the growth of the liquidity coverage and net stable funding ratios, reflect positive dynamics in the banking system's liquidity indicators.centralbankuzbekistanstatementThe instant liquidity ratio stood at 97.2 percent, remaining above the established minimum requirement of 25 percent.centralbankuzbekistanstatementBoth ratios were formed above the established minimum requirement of 100 percent.centralbankuzbekistanstatementThe net stable funding ratio (NSFR) rose from 115.8 percent to 132.1 percent.centralbankuzbekistanstatementThe liquidity coverage ratio (LCR) rose from 199.7 percent to 269.6 percent.centralbankuzbekistanstatementThe share of highly liquid assets in total assets rose from 18 percent to 22.4 percent.centralbankuzbekistanstatementAs of 1 October 2026, the volume of highly liquid assets in the banking system increased by 51 percent compared with the same period of the previous year and reached 227 trillion som.centralbankuzbekistanstatementTotal capital in the banking system was 153 trillion soum, the capital adequacy indicator 18.2 percent, ROA 2.4 percent and ROE 14.1 percent.centralbankuzbekistanstatementTotal deposits in the banking system were 501 trillion soum, of which 309 trillion soum were legal entity deposits and 192 trillion soum household deposits, with shares of 62 and 38 percent respectively.centralbankuzbekistanstatementBy borrower category, credits allocated to legal entities amounted to 411 trillion soum and credits to individuals to 248 trillion soum.centralbankuzbekistanstatement62 percent of credits were in national currency and 38 percent in foreign currency.centralbankuzbekistanstatementTotal credit investments of the banking system amounted to 659 trillion soum, with about 89 percent in long-term credits.centralbankuzbekistanstatementThe number of banks with assets up to 10 trillion soum is 12.centralbankuzbekistanstatementThe 11 banks in the 10–30 trillion soum group had assets of 181 trillion soum.centralbankuzbekistanstatementAs of 1 October 2026, the combined assets of 12 commercial banks with assets above 30 trillion soum amounted to 822 trillion soum.centralbankuzbekistanstatementThe indicators reflect that, along with capital growth in the banking system, changes are occurring in the distribution of commercial banks by total and authorized capital.centralbankuzbekistanstatementThe share of this group in total authorized capital rose from 15 percent to 23 percent.centralbankuzbekistanstatementThe number of banks with authorized capital between 2 trillion and 5 trillion soum increased from 4 to 7.centralbankuzbekistanstatementThe number of banks with total capital between 2 trillion and 5 trillion soum rose from 7 to 8.centralbankuzbekistan

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