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statementThe law does not exclude digital insurance companies from the new solvency regime (TIS); they will apply it on the same basis as general property and life insurers.劉純斌commitmentWhether approval for preparatory establishment is granted or the application is rejected, the FSC will issue a press release to explain publicly in addition to replying to the applicant.劉純斌statementReview meetings will invite external committee members and mainly examine whether the business model is forward-looking, whether fintech application is innovative, and whether paid-in capital is sufficient; the legal minimum paid-in capital is NT$500 million for property insurers and NT$1 billion for life insurers.劉純斌statementThe first property insurer and the life insurer have both entered substantive review and are supplementing materials after the first review meeting; the third applicant, a property insurer, is still in the formal review stage.劉純斌statementThe applicants include two property insurers and one life insurer, submitting in the order property, life, property, with the first property insurer filing in May of this year.劉純斌predictionIf digital insurance companies are formally established, they will be subject to the new solvency regime (TIS) and related rules on the same basis as general property and life insurers.劉純斌statementOf the three applicants, two have held their first review meeting and are currently supplementing materials, while the other is still in the written review stage.劉純斌
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